financial obligation

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financial obligation

A family reviews their monthly financial obligations together.

Definition

Noun: An obligation to pay money to another party. This is a legal or formal duty requiring one party to transfer a sum of money to another, arising from contracts, loans, debts, or other agreements.

Usage

A "financial obligation" is a formal term used in legal, business, and personal finance contexts. It refers to a specific, quantifiable duty to pay money. It emphasizes the binding nature of the commitment.

Examples
  • The company failed to meet its financial obligations and was forced into bankruptcy.
  • Taking out a mortgage creates a long-term financial obligation.
  • Before signing the lease, understand all your financial obligations, including rent and utilities.
  • The court ordered him to fulfill his financial obligations to his children.
Advanced Usage
  • "To discharge a financial obligation": To fulfill or pay off a debt completely.
    • He sold assets to discharge his financial obligations.
  • "To be in default on a financial obligation": To have failed to make a required payment.
    • The borrower was in default on his primary financial obligation.
Variants and Related Words
  • Obligation (n): A broader term for any duty or commitment, which may or may not involve money.
  • Liability (n): Often used interchangeably in accounting and finance to denote a present obligation arising from past events, the settlement of which is expected to result in an outflow of resources (money).
  • Debt (n): A specific sum of money that is owed or due.
Synonyms
  • Debt
  • Liability
  • Payable
  • Monetary commitment
Related Phrases
  • Financial responsibility: The broader concept of managing one's financial duties.
    • Demonstrating financial responsibility is key to getting a loan.
  • Debt service: The cash required for the repayment of interest and principal on a debt over a set period.
    • The country's high debt service consumes much of its revenue.
financial obligation

A family reviews their monthly financial obligations together.

Noun
  1. an obligation to pay money to another party

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